Melanie Sanders

My Work
Being a mortgage loan officer allows me to guide borrowers through the process of buying or refinancing a home. I enjoy listening to the borrower and structuring a loan that meets their current and future needs. The best part of what I do is being able to serve others and assist them in achieving their goals.

My Life
Craig and I have 3 children: Elena, Evan and Esme and a bonus daughter Marina (Elena’s best friend). We have 2 dogs: Nova Rosebud (a mixed breed rescue) and Owsley Ripple (a Havanese). When I’m not working I enjoy attending concerts and music festivals, reading, working out, my yoga practice, hiking and kayaking.

My Story
One of my happiest moments as a loan officer happened last year when my son Evan’s special education teacher asked me to assist her and her husband with their mortgage loan on their first home purchase. I referred them to one of my favorite realtors and together we helped them win the house as one out of 12 offers. This was the only house they wanted and the only house they bid on. Their dream of homeownership became a reality and they moved into the house they wanted just down the street from her parents.

Please note: You will be taken to an application page that will require you to create an account if you have not created one already.

Mortgage Loan Options







The Benefits Of Refinancing

If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.

Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.

It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses. 

Remodel / Renovation

Lifestyle Upgrades

New Start-Up Business

New Baby on board / Adoption expense

Debt Consolidation

Education expense

significant Home damage

When she says 'yes'

Find Your Local Branch

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