After a number of years in ministry and then another 13 years as a real estate agent, Jason Cook is well equipped with the knowledge and temperament to guide anyone through the mortgage loan process. From the initial consultation to getting the final clear to close, Jason is there every step of the way providing a unique perspective to the lending industry – particularly the purchase process. Agents looking for a lender to partner with will be pleasantly surprised with Jason’s help and experience – especially his understanding of what agents expect from lenders.
When not handling loans, Jason enjoys watching Duke basketball, going to the movies, and a good cup of coffee!
Board Member – Childcare Resources
Degrees – Samford University and Duke University
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.