I have been a Birmingham, Alabama resident for most of my life and have spent several years in Tennessee. I’ve traveled nationally and internationally throughout the years and have become especially familiar with the states I am licensed in (AL, TN, FL & GA).
I love all things gardening, nature, colorful, traveling, and holistic healing. I’m blessed to be the mom of my wonderful 7-year-old son and two fur-babies. Parenting has shown me the value of patience and thinking on my feet, which are just two of the many qualities I’ve carried into my work.
I came into the mortgage industry as a receptionist and soon moved to mortgage loan processing. There I spent 5 years diversifying my knowledge base and preparing to offer borrowers a well-rounded experience. My time as a processor has proven to be a great help in my current position as a Mortgage Loan Officer.
Exceeding expectations is my end goal when working with each of my customers. I serve them with compassion, integrity, and dedication. Going above and beyond to help them achieve financial success is my aim. Regardless of the situation or circumstance, I’ll never leave anyone behind. I will stick with my customers as long as it takes to help them reach their homeownership goals and evaluate each of their individual needs to develop a plan to guide them throughout the process.
My customers come to know me as “very attentive, responsive, and compassionate,” and I thrive on helping their dreams of homeownership become a reality.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.